Which Tax Regime Should I Choose?
Answer these 5 quick questions for an instant old-vs-new regime recommendation for FY 2025-26. No sign-up, no maths — then confirm with the exact calculator.
1. Do you pay house rent and can claim HRA?
2. Are you repaying a home loan (self-occupied)?
3. How much do you invest under 80C (EPF, ELSS, PPF, LIC)?
4. Do you have health insurance (80D) or NPS (80CCD-1B)?
5. Do you prefer maximum simplicity over chasing deductions?
Indicative only — always verify with the calculator using your actual numbers.
Frequently asked questions
How does the quiz decide which regime suits me?+
It weighs how much you benefit from deductions — rent/HRA, home-loan interest, 80C investments, health insurance and NPS. The more of these you use, the more the old regime is favoured; if you use few, the new regime's lower rates and larger rebate usually win.
Is the quiz result final?+
No — it is an indicative guide. Tax depends on your exact numbers, so always confirm the recommendation with the Old vs New Regime Calculator before choosing while filing.